Do I really need life insurance? For most people the answer is “yes.” And for most people it is affordable.
As we move through the various stages of our personal lives, we come to the realization that life insurance is an inherent part of having a sound financial plan. It just makes sense as it provides peace of mind for us and for our family.
The principle of life insurance is quite simple. A person pays small amounts each month so that should they die, a beneficiary of their choice gets a sum of money approximating what they would have earned had they continued to live.
The idea is that if a person dies, their partner and/or children will not be pressed financially where they lose the house, the car or other assets.
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